Understanding Your Loan: Cash And Transaction Summaries

Page 3 of your Closing Disclosure will compare cash requirements from your Loan Estimate to your actual final charges. If “Did this change?” is “YES” notes for changed sections should be provided. The bottom line final “Cash to...

Understanding Your Loan: Additional Information Can Be Important

Page 4 of your Closing Disclosure is important. It is NOT just standardized form information that is identical for every loan. Review these terms: Assumption: can this loan be transferred to another person if you sell or transfer the property? Demand: can the lender...

The Longhorn Advantage

Longhorn Title Company is a locally owned and operated Title Insurance Agent servicing Williamson County, Texas, since 1972. All staff have deep roots in the central Texas hill country and combined experience of over a hundred years. We are active members of our...

Closing Disclosure Quiz

The following is a Q&A on a few data/document sharing scenarios. Answers were provided by Richard Andreano and Kevin Leitao of the law firm Ballard Spahr.   QUESTION: You are leading a conference-style closing with five or six different parties in the room....

What Should I Look Out For During The Final Walk-Through?

Well, as this story shows, this will likely be the first opportunity to examine the house without furniture giving you a clear view of everything. Check the walls and ceilings carefully as well as any work the seller agreed to do in response to the inspection. Any...